I have one of those water cooler things that take the smaller jug on top in my upstairs bathroom. it lasted about six months before it wasn't really getting the water too cold anymore. The hot was beautiful it'd darn near boil the water before it clicked the ready light on. right about 200 to 205 degrees, Id click the button, hop in the shower, when i got out the water was perfect for my swissgold one cupper of coffee, have hot coffee waiting for me. Besides for the UV which the bulbs generally have to be replaced once or twice a year, (they do wear out, not burn out, but the spectrum changes and they don't do their job anymore) and are expensive, the peltier junction which most have for the cooling element, which can be VERY sensitive to electric problems, spikes surges etc, then it can start leaking after a while, the rubber hoses start cracking etc. Not to mention you do have to thoroughly clean them every so often or they get that lovely slippery slime in them.
Aaron